University of
Puerto Rico-Humacao
Public College in Humacao, PR. Six-year graduation rate 46%. Median 10-year earnings $29,521.
Median earnings ten years after entry come to $29,521, below what most undergraduate institutions return — the central fact to weigh against cost here. 46% finish within six years — respectable, though a meaningful share still leave without a credential. Graduates leave owing a median of $5,500 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.19 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
At 55%, the acceptance rate makes University of Puerto Rico-Humacao a school worth applying to with alternatives in hand. The applicant pool is small at 1,323, which makes year-over-year comparisons unreliable. Yield is high — 86% of admitted students go on to enroll, well above the typical rate.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | — | — |
| SAT Math | — | |
| ACT Composite | — | — |
IPEDS Admissions · 2024
Apply at University of Puerto Rico-Humacao →Academics
Six-year completion sits at 46%, meaning about one in two students who enroll leave without finishing. First-year retention of 81% shows the cohort holds together through the hardest year. That gap between coming back and finishing is where this school loses people — after the first year, not during it. At 14:1, students get materially more instructor contact than at a typical public university. As a public four-year university, the relevant comparison is other four-year schools rather than the national average across all institutions.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,555 degree- or certificate-seeking undergraduates
At $12,523 a year on average after grant aid, cost is low here relative to most undergraduate institutions. Income makes less difference than usual: $12,036 at $0–30k, $19,547 at $110k+. 88% of students get grant aid averaging $6,777, so the published price is a poor guide to what most pay. 4% borrow federally — a low rate, though it covers federal loans only.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 670 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $12,036 |
| $30–48k | $12,957 |
| $48–75k | $15,481 |
| $75–110k | $16,960 |
| $110k+ | $19,547 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 98 of these 2,555 students, totalling $445,612 — an average of $4,547 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Humacao Municipio) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)