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Private Research University

University of Rochester

Private Research University in Rochester, NY. Six-year graduation rate 85%. Median 10-year earnings $79,042.

Verdict High-return
University of Rochester · Campus
Median earnings · 10 yr
$79,042
Median debt at grad
$21,000
Mobility score
3.0
% bottom→top quintile
Graduation rate
85.4%
Federal loan default
0%

Students who entered University of Rochester reach a median of $79,042 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. Completion is a strength: 85% of students finish within six years. Median debt at graduation is $21,000, roughly typical for an undergraduate degree. On economic mobility, 3.0% of students travel from the bottom income quintile to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.27 — healthy (below the 0.40 threshold)
  • Graduation rate 85% — well above the national average
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
40%
Applicants
21,384
Yield rate
15.4%

Selectivity is real here: only 40% of applicants are offered a place. 21,384 students applied, a pool deep enough to make the acceptance rate meaningful. Yield is low at 15%, so most admitted students do not end up enrolling. The score bands below rest on the 19% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 680–750 249 (19%)
SAT Math 730–790
ACT Composite 31–34 78 (6%)

IPEDS Admissions · 2024

Apply at University of Rochester →

Academics

Full-time retention
91%
Transfer-out rate
4%
Student:faculty
9:1

A 85% six-year graduation rate is the strongest academic signal on this page. Retention is strong at 91%, and first-year attrition is where most degrees are lost. At 9:1, students get materially more instructor contact than at a typical public university. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically. With 6,764 undergraduates, the school sits in the middle of the size distribution.

Financial Aid

Average net price
$40,462
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
70%
degree- or certificate-seeking undergraduates
% receiving federal loans
41%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 6,488 degree- or certificate-seeking undergraduates

Students pay $40,462 a year on average after aid, a premium price that the earnings data has to justify. The income table below is the number that matters — $9,678 at $0–30k versus $46,801 at $110k+. 70% of students receive grant aid, averaging $42,046 — common but not automatic. 41% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
72%
Average grant
$45,500

IPEDS Student Financial Aid · 2023-24 · 1,543 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $9,678
$30–48k $12,185
$48–75k $21,087
$75–110k $27,883
$110k+ $46,801

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 2,688 of these 6,488 students, totalling $11,389,543 — an average of $4,237 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Monroe County) — budget these against any cost-of-attendance housing estimate.

Studio
$1,116/mo
1 bedroom
$1,256/mo
2 bedroom (whole unit)
$1,573/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
72
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare University of Rochester with peer institutions

How we evaluate University of Rochester

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →