undergradly.
Private Research University

University of
San Diego

Private Research University in San Diego, CA. Six-year graduation rate 84%. Median 10-year earnings $86,522.

Verdict High-return
University of San Diego · Campus
Median earnings · 10 yr
$86,522
Median debt at grad
$22,940
Mobility score
2.3
% bottom→top quintile
Graduation rate
83.7%
Federal loan default
0%

Ten-year median earnings of $86,522 are the headline number here, and they are strong ones. 84% graduate within six years, so most students who start here finish here. Graduates carry a median of $22,940 in debt — in line with the national norm. It also moves people — 2.3% of students climb from the bottom fifth of the income distribution to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • Debt-to-income ratio 0.27 — healthy (below the 0.40 threshold)
  • Graduation rate 84% — well above the national average
  • 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
52%
Applicants
17,008
Yield rate
12.4%

University of San Diego admits 52% of applicants and is genuinely selective — roughly one in two applicants are turned away. With 17,008 applications received, this is a school operating at national scale. Yield is low at 12%, so most admitted students do not end up enrolling.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading
SAT Math
ACT Composite

IPEDS Admissions · 2024

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Academics

Full-time retention
91%
Transfer-out rate
0%
Student:faculty
13:1

84% of students finish within six years, putting completion well above the national norm. 91% of full-time first-years return for a second year — a healthy figure. The 13:1 student-faculty ratio is small enough that seminar-sized classes are the norm. As a private nonprofit four-year college, the relevant comparison is other four-year schools rather than the national average across all institutions. 5,726 undergraduates makes this a mid-sized institution.

Financial Aid

Average net price
$37,918
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
76%
degree- or certificate-seeking undergraduates
% receiving federal loans
33%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,619 degree- or certificate-seeking undergraduates

Average net price — what students actually pay after grant aid — is $37,918 a year, at the high end of undergraduate cost. Aid is steeply need-based: families in the $0–30k band pay $15,586 while those at $110k+ pay $46,989. 76% of students receive grant aid, averaging $37,818 — common but not automatic. 33% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
84%
Average grant
$40,965

IPEDS Student Financial Aid · 2023-24 · 1,244 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $15,586
$30–48k $17,441
$48–75k $19,557
$75–110k $27,012
$110k+ $46,989

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 1,855 of these 5,619 students, totalling $11,898,390 — an average of $6,414 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (San Diego County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,288/mo
1 bedroom
$2,459/mo
2 bedroom (whole unit)
$3,001/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
779
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare University of San Diego with peer institutions

How we evaluate University of San Diego

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →