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Private College

University of
San Francisco

Private College in San Francisco, CA. Six-year graduation rate 70%. Median 10-year earnings $89,812.

Verdict High-return
University of San Francisco · Campus
Median earnings · 10 yr
$89,812
Median debt at grad
$23,000
Mobility score
2.7
% bottom→top quintile
Graduation rate
70.1%
Federal loan default
0%

Students who entered University of San Francisco reach a median of $89,812 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. 70% graduate within six years, so most students who start here finish here. Median debt at graduation is $23,000, roughly typical for an undergraduate degree. It also moves people — 2.7% of students climb from the bottom fifth of the income distribution to the top.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ Debt-to-income ratio 0.26 — healthy (below the 0.40 threshold)
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
62%
Applicants
24,888
Yield rate
6.0%

62% of applicants get in, so the odds favor most reasonably prepared students. With 24,888 applications received, this is a school operating at national scale. A 6% yield rate is low: the admitted pool is much larger than the entering class. The score bands below rest on the 12% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading 610–700 114 (12%)
SAT Math 580–690
ACT Composite 25–30 24 (3%)

IPEDS Admissions · 2024

Apply at University of San Francisco →

Academics

Full-time retention
84%
Transfer-out rate
20%
Student:faculty
11:1

Six-year completion runs to 70% — students who start here overwhelmingly finish here. First-year retention of 84% shows the cohort holds together through the hardest year. Retention and graduation track closely, so most of the attrition shows up in the first year rather than after it. 20% transfer out. IPEDS does not follow them, so whether they finished elsewhere is not recorded either way. A 11:1 ratio points to small classes and accessible faculty.

Financial Aid

Average net price
$45,443
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
91%
degree- or certificate-seeking undergraduates
% receiving federal loans
47%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 5,697 degree- or certificate-seeking undergraduates

Average net price — what students actually pay after grant aid — is $45,443 a year, at the high end of undergraduate cost. The income table below is the number that matters — $31,537 at $0–30k versus $52,497 at $110k+. Grant aid is widespread — 91% of students receive it, averaging $30,843. 47% of students take federal loans, a middling borrowing rate.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
95%
Average grant
$34,723

IPEDS Student Financial Aid · 2023-24 · 1,122 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $31,537
$30–48k $33,207
$48–75k $34,315
$75–110k $38,933
$110k+ $52,497

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 2,689 of these 5,697 students, totalling $17,933,603 — an average of $6,669 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (San Francisco County) — budget these against any cost-of-attendance housing estimate.

Studio
$2,485/mo
1 bedroom
$2,977/mo
2 bedroom (whole unit)
$3,604/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

GI Bill students
472
Yellow Ribbon
Yes
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare University of San Francisco with peer institutions

How we evaluate University of San Francisco

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →