University of
Spa & Cosmetology Arts
For-profit College in Springfield, IL. Median 10-year earnings $27,084.
Ten-year median earnings of $27,084 are on the low side, which raises the bar for what this degree needs to cost. Graduates leave owing a median of $4,584 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.17 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
No six-year graduation rate is reported for this institution, which is common for schools whose students are mostly part-time, transfer in, or enroll in short programs that the federal cohort measure does not track. Its absence is not itself a bad sign, but it does remove the clearest completion signal. Retention of 74% means a meaningful slice of each entering class does not return. A 10:1 ratio points to small classes and accessible faculty. This is a for-profit short-program school. That is not disqualifying, but it does mean verifying accreditation, transferability of credits, and job-placement claims directly rather than trusting the category.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 245 degree- or certificate-seeking undergraduates
Net price lands at $17,037 a year on average, neither cheap nor punishing. The gap between the $0–30k and $110k+ bands is narrow ($14,827 versus $21,024), meaning aid is not strongly need-weighted. Grant aid reaches 69% of students at an average of $4,087. 49% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 95 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $14,827 |
| $30–48k | $15,111 |
| $48–75k | $16,346 |
| $75–110k | $21,024 |
| $110k+ | $21,024 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 121 of these 245 students, totalling $584,263 — an average of $4,829 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Sangamon County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026