Utica University
Private College in Utica, NY. Six-year graduation rate 56%. Median 10-year earnings $63,277.
A decade after enrolling, the median Utica University student earns $63,277 — comfortably above what the typical bachelor's-granting institution returns. 56% finish within six years — respectable, though a meaningful share still leave without a credential. Graduates carry a median of $22,500 in debt — in line with the national norm. On economic mobility, 5.0% of students travel from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
Utica University admits 92% of applicants — effectively open admission, so the application is a formality rather than a hurdle. 3,703 students applied in the most recent cycle — a mid-sized pool drawn mostly from the surrounding region. Only 13% of admitted students enroll — the great majority of admits go elsewhere or nowhere. The score bands below rest on the 3% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 480–660 | 11 (3%) |
| SAT Math | 510–590 | |
| ACT Composite | — | — |
IPEDS Admissions · 2024
Apply at Utica University →Academics
Completion is middling: 56% finish inside six years. Retention of 71% means a meaningful slice of each entering class does not return. The two rates sit near each other: few students who return for a second year are missing from the six-year completion figure. At 12:1, students get materially more instructor contact than at a typical public university. As a private nonprofit four-year college, the relevant comparison is other four-year schools rather than the national average across all institutions.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,485 degree- or certificate-seeking undergraduates
Average net price after grant aid is $20,295 a year — mid-range for a four-year institution. Net price swings hard on family income here, from $13,290 at the $0–30k band to $26,685 at $110k+. Grant aid reaches 79% of students at an average of $14,076. Borrowing is widespread: 68% take federal loans.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 577 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $13,290 |
| $30–48k | $14,518 |
| $48–75k | $16,439 |
| $75–110k | $20,217 |
| $110k+ | $26,685 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,689 of these 2,485 students, totalling $17,884,825 — an average of $10,589 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Oneida County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Heightened Cash Monitoring (Financial Responsibility); School placed on Heightened Cash Monitoring
VA GI Bill Comparison Tool (Veterans Affairs GIDS)