Windward Community College
Public Community College in Kaneohe, HI. Six-year graduation rate 31%. Median 10-year earnings $38,439.
Median earnings ten years after entry come to $38,439, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is the weak point: 31% graduate within six years. Graduates leave owing a median of $9,500 — modest by four-year standards.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.25 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 31% — below national average
Academics
A six-year graduation rate of 31% means finishing is closer to the exception than the rule. 63% of full-time first-years come back for year two, so about two in five are gone before sophomore year. The distance between those two figures is the part worth noticing — students return for a second year at a much higher rate than they graduate, so attrition here is spread across the middle years rather than concentrated in the first. Transfer-out runs to 12% — common enough at this school that the completion rate is measuring a smaller group than the entering class. Part-time students fare worse, returning at 38% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,109 degree- or certificate-seeking undergraduates
Average net price is $8,532 a year after grant aid — low for a four-year institution, though your own figure depends on aid eligibility. Net price varies modestly by income — $6,750 at $0–30k against $13,794 at $110k+ — so the average is a fair guide for most families. Grant aid reaches 52% of students at an average of $5,012. 6% borrow federally — a low rate, though it covers federal loans only.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 223 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $6,750 |
| $30–48k | $8,123 |
| $48–75k | $9,900 |
| $75–110k | $10,873 |
| $110k+ | $13,794 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 63 of these 1,109 students, totalling $383,107 — an average of $6,081 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Honolulu County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)