Charter Oak
State College
Public College in New Britain, CT. Six-year graduation rate 100%. Median 10-year earnings $64,209.
Students who entered Charter Oak State College reach a median of $64,209 ten years later, which puts this school in the upper band of undergraduate earnings outcomes. 100% graduate within six years, so most students who start here finish here. Median debt at graduation is $18,683, roughly typical for an undergraduate degree.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 100% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Academics
A 100% six-year graduation rate is the strongest academic signal on this page. First-year retention of 100% shows the cohort holds together through the hardest year. The part-time picture is harder: 67% return, against 100% full-time. The 15:1 student-faculty ratio is small enough that seminar-sized classes are the norm. Judge these figures against other institutions of the same type — sector explains more of the variation in completion than any single campus factor.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,620 degree- or certificate-seeking undergraduates
Average net price after grant aid is $15,815 a year — mid-range for a four-year institution. Net price varies modestly by income — $15,663 at $0–30k against $15,815 at $48–75k — so the average is a fair guide for most families. About 63% get grants averaging $5,594, so plan on the possibility of paying closer to full price. About 47% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 2 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $15,663 |
| $30–48k | — |
| $48–75k | $15,815 |
| $75–110k | — |
| $110k+ | — |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 759 of these 1,620 students, totalling $6,210,313 — an average of $8,182 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Capitol Planning Region) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)