Indiana University-Bloomington
Public Research University in Bloomington, IN. Six-year graduation rate 80%. Median 10-year earnings $63,742.
Ten-year median earnings of $63,742 are the headline number here, and they are strong ones. Completion is a strength: 80% of students finish within six years. Debt at graduation runs to a median of $19,509, neither a bargain nor a burden.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.31 — healthy (below the 0.40 threshold)
- ✓ Graduation rate 80% — well above the national average
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
78% of applicants get in, so the odds favor most reasonably prepared students. With 67,658 applications received, this is a school operating at national scale. Only 18% of admitted students enroll — the great majority of admits go elsewhere or nowhere. Read the score bands below narrowly: only 42% of enrolled first-years submitted an SAT score, and test-optional applicants are not represented in them.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 590–690 | 4,054 (42%) |
| SAT Math | 580–710 | |
| ACT Composite | 27–33 | 1,357 (14%) |
IPEDS Admissions · 2024
Apply at Indiana University-Bloomington →Academics
80% of students finish within six years, putting completion well above the national norm. Retention is strong at 91%, and first-year attrition is where most degrees are lost. Part-time students fare worse, returning at 63% — relevant if you plan to work while enrolled. The student-faculty ratio is 18:1 — typical, which in practice means large lectures early and smaller classes in the major. This is a public four-year university, so read every rate on this page against that peer group specifically.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 36,571 degree- or certificate-seeking undergraduates
Average net price after grant aid is $17,270 a year — mid-range for a four-year institution. Net price swings hard on family income here, from $6,324 at the $0–30k band to $25,128 at $110k+. 68% of students receive grant aid, averaging $11,491 — common but not automatic. 27% of students take federal loans, a middling borrowing rate.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 9,520 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $6,324 |
| $30–48k | $7,610 |
| $48–75k | $12,154 |
| $75–110k | $20,204 |
| $110k+ | $25,128 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 9,926 of these 36,571 students, totalling $59,028,611 — an average of $5,947 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Monroe County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)