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Private College

Saint Joseph's
University - Lancaster

Private College in Lancaster, PA. Six-year graduation rate 77%. Median 10-year earnings $86,881.

Verdict High-return
Saint Joseph's University - Lancaster · Campus
Median earnings · 10 yr
$86,881
Median debt at grad
$25,500
Graduation rate
76.9%
Federal loan default
0%

A decade after enrolling, the median Saint Joseph's University - Lancaster student earns $86,881 — comfortably above what the typical bachelor's-granting institution returns. 77% graduate within six years, so most students who start here finish here. Median debt at graduation is $25,500, roughly typical for an undergraduate degree.

Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.

Green Flags
  • ✓ Debt-to-income ratio 0.29 — healthy (below the 0.40 threshold)
  • ✓ Graduation rate 77% — well above the national average
  • ✓ 3-year loan default 0.0% — below national benchmark
Red Flags

Admissions

Acceptance rate
41%
Applicants
512
Yield rate
40.8%

Saint Joseph's University - Lancaster admits 41% of applicants and is genuinely selective — roughly three in five applicants are turned away. With 512 applicants, admissions statistics here move a lot on small changes. Yield is high — 41% of admitted students go on to enroll, well above the typical rate.

Test score bands (middle 50% of submitters)

These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.

Test 25th–75th percentile Submitted
SAT Evidence-Based Reading — 1 (1%)
SAT Math —
ACT Composite — —

IPEDS Admissions · 2024

Apply at Saint Joseph's University - Lancaster →

Academics

Full-time retention
81%
Transfer-out rate
0%
Student:faculty
11:1

Six-year completion runs to 77% — students who start here overwhelmingly finish here. Retention is strong at 81%, and first-year attrition is where most degrees are lost. At 11:1, students get materially more instructor contact than at a typical public university. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically. This is a small school — 1,648 undergraduates — so cohorts are tight and the program list is necessarily short.

Financial Aid

Average net price
$38,730
Full-time, first-time undergraduates paying the in-state rate who were awarded grant or scholarship aid
% receiving grants
75%
degree- or certificate-seeking undergraduates
% receiving federal loans
55%
degree- or certificate-seeking undergraduates

IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 1,571 degree- or certificate-seeking undergraduates

Net price averages $38,730 annually, so cost is the first thing to weigh here. The income table below is the number that matters — $37,532 at $0–30k versus $47,879 at $110k+. About 75% get grants averaging $9,099, so plan on the possibility of paying closer to full price. 55% of students borrow federally, so debt is the norm rather than the exception.

Entering first-year students

A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.

% receiving grants
51%
Average grant
$7,920

IPEDS Student Financial Aid · 2023-24 · 59 students

Net price by family income

The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.

Family income band Average net price
$0–30k $37,532
$30–48k $38,376
$48–75k $41,420
$75–110k $44,745
$110k+ $47,879

IPEDS Student Financial Aid · 2023-24

Federal student loans went to 864 of these 1,571 students, totalling $6,187,841 — an average of $7,162 each.

IPEDS Student Financial Aid · 2023-24

Local housing costs

Typical rents near campus (Lancaster County) — budget these against any cost-of-attendance housing estimate.

Studio
$1,102/mo
1 bedroom
$1,220/mo
2 bedroom (whole unit)
$1,526/mo

HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026

Veterans & GI Bill

VA caution flag

Loss of Accreditation or Preaccreditation: Other (Other - Provide unlisted or multiple justifications); School has an accreditation issue

GI Bill students
48
Yellow Ribbon
No
Principles of Excellence
Yes

VA GI Bill Comparison Tool (Veterans Affairs GIDS)

Compare Saint Joseph's University - Lancaster with peer institutions

How we evaluate Saint Joseph's University - Lancaster

IPEDS
US Department of Education
College Scorecard
Post-grad earnings
Census PSEO
Earnings by major
Opportunity Insights
Mobility by institution
Read our full methodology →