Temple College
Public Community College in Temple, TX. Six-year graduation rate 32%. Median 10-year earnings $38,678.
Median earnings ten years after entry come to $38,678, below what most undergraduate institutions return — the central fact to weigh against cost here. Completion is the weak point: 32% graduate within six years. Median debt at graduation is $12,813, a light load against those earnings.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.33 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
- ! Graduation rate 32% — below national average
Academics
Completion is the problem here: 32% graduate within six years. 68% of full-time first-years come back for year two, so about one in three are gone before sophomore year. The distance between those two figures is the part worth noticing — students return for a second year at a much higher rate than they graduate, so attrition here is spread across the middle years rather than concentrated in the first. Transfer-out runs to 16% — common enough at this school that the completion rate is measuring a smaller group than the entering class. Part-time students fare worse, returning at 38% — relevant if you plan to work while enrolled.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 3,213 degree- or certificate-seeking undergraduates
Students pay an average of $7,375 annually, well below typical undergraduate net price. The gap between the $0–30k and $110k+ bands is narrow ($10,262 versus $11,571), meaning aid is not strongly need-weighted. Grant aid is widespread — 90% of students receive it, averaging $4,408. About 31% borrow federally, roughly the national pattern.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 367 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $10,262 |
| $30–48k | $10,031 |
| $48–75k | $11,563 |
| $75–110k | $11,898 |
| $110k+ | $11,571 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 994 of these 3,213 students, totalling $6,613,399 — an average of $6,653 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Bell County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
VA GI Bill Comparison Tool (Veterans Affairs GIDS)