University of
St Thomas
Private College in Houston, TX. Six-year graduation rate 69%. Median 10-year earnings $59,224.
Ten years after entry, the median University of St Thomas student earns $59,224 — a solidly middle-of-the-pack result for an undergraduate institution. Completion is a strength: 69% of students finish within six years. Median debt at graduation is $19,928, roughly typical for an undergraduate degree. On economic mobility, 2.8% of students travel from the bottom income quintile to the top.
Earnings: College Scorecard, median ten years after entry across students who received federal aid — completers and non-completers alike.
- ✓ Debt-to-income ratio 0.34 — healthy (below the 0.40 threshold)
- ✓ 3-year loan default 0.0% — below national benchmark
Admissions
Admission is not the constraint here: 90% of applicants are accepted. The applicant pool runs to 2,878, typical for a school of this reach. 30% of those admitted enroll, which is unremarkable in either direction. The score bands below rest on the 31% of enrolled first-years who submitted an SAT score — a self-selected group, and not a cutoff.
Test score bands (middle 50% of submitters)
These bands describe the enrolled first-years who submitted a score, not the entering class. Where most students apply test-optional the submitters are a self-selected, higher-scoring group.
| Test | 25th–75th percentile | Submitted |
|---|---|---|
| SAT Evidence-Based Reading | 500–610 | 235 (31%) |
| SAT Math | 480–600 | |
| ACT Composite | 18–25 | 23 (3%) |
IPEDS Admissions · 2024
Apply at University of St Thomas →Academics
Six-year completion runs to 69% — students who start here overwhelmingly finish here. Retention of 78% means a meaningful slice of each entering class does not return. A 16:1 ratio is unremarkable; expect a mix of lecture halls and seminars. This is a private nonprofit four-year college, so read every rate on this page against that peer group specifically. The undergraduate population is 2,971 — big enough for a real range of programs, small enough to navigate.
Financial Aid
IPEDS Student Financial Aid · 2023-24 · grant and loan rates against 2,828 degree- or certificate-seeking undergraduates
Net price lands at $20,599 a year on average, neither cheap nor punishing. The gap between the $0–30k and $110k+ bands is narrow ($18,441 versus $26,086), meaning aid is not strongly need-weighted. 78% of students receive grant aid, averaging $22,383 — common but not automatic. Federal borrowing reaches 36% of students.
Entering first-year students
A different, smaller group than the rates above: full-time students in their first year of college anywhere. The grant series here also excludes the "other sources" counted in the all-undergraduate figure, so the two are not comparable.
IPEDS Student Financial Aid · 2023-24 · 663 students
Net price by family income
The same students as the headline above, limited to those who received Title IV federal aid — a narrower group, with a lower overall average. IPEDS publishes no combined figure across these bands, so they should not be averaged into one.
| Family income band | Average net price |
|---|---|
| $0–30k | $18,441 |
| $30–48k | $17,453 |
| $48–75k | $17,972 |
| $75–110k | $21,543 |
| $110k+ | $26,086 |
IPEDS Student Financial Aid · 2023-24
Federal student loans went to 1,026 of these 2,828 students, totalling $7,136,872 — an average of $6,956 each.
IPEDS Student Financial Aid · 2023-24
Local housing costs
Typical rents near campus (Harris County) — budget these against any cost-of-attendance housing estimate.
HUD Fair Market Rents (40th-percentile gross rent incl. utilities) · FY2026
Veterans & GI Bill
Heightened Cash Monitoring (Financial Responsibility); School placed on Heightened Cash Monitoring
VA GI Bill Comparison Tool (Veterans Affairs GIDS)